What is BECU IBAN number?

BECU does not have an IBAN number. IBANs are a European banking standard not used by U.S. banks. For international wires to BECU, use Wells Fargo SWIFT code WFBIUS6S and BECU ABA reference //FW325081403.

BECU SWIFT Code 2026: International Wire Transfer Instructions

Q: Does BECU have a SWIFT code?

No. BECU does not have its own SWIFT code. For incoming international wire transfers to a BECU account, use Wells Fargo as the intermediary bank with SWIFT code WFBIUS6S, and list BECU ABA routing number //FW325081403 as the beneficiary bank.

International wire transfer using BECU SWIFT code via Wells Fargo intermediary — Photo by UMA media on Pexels

Important: BECU does not have its own SWIFT/BIC code. To receive an international wire transfer into your BECU account, you must use Wells Fargo as an intermediary bank. Here's exactly what to give the sender.

Every year, thousands of BECU members need to receive an international wire transfer — from overseas employers, family abroad, or international clients. And every one of them hits the same stumbling block: BECU doesn't have a SWIFT code.

Here's the complete solution.

Complete Information for Receiving an International Wire to BECU

Give your international sender this exact information:

Field	Value
Intermediary bank name	Wells Fargo Bank, N.A.
Intermediary bank address	420 Montgomery Street, San Francisco, CA 94105
Intermediary SWIFT/BIC code	WFBIUS6S
Beneficiary bank (BECU) ABA	//FW325081403
Beneficiary bank name	BECU (Boeing Employees Credit Union)
Beneficiary bank address	12770 Gateway Drive, Tukwila, WA 98168
Beneficiary name	Your full name (as it appears on your BECU account)
Beneficiary address	Your home address
Beneficiary account number	Your 10-digit BECU account number

Before sending these instructions to anyone: call BECU at 800-233-2328 to confirm this is still their current international wire process. Wire instructions can change, and it's always worth a 2-minute call for a high-value transaction.

Why Doesn't BECU Have Its Own SWIFT Code?

Here's the truth about SWIFT codes and credit unions.

SWIFT codes are issued to financial institutions that participate directly in the SWIFT interbank messaging network. Many U.S. credit unions — including BECU — are not direct SWIFT participants. They simply don't have the transaction volume or international banking infrastructure that makes direct SWIFT participation worthwhile.

Instead, BECU uses Wells Fargo as a "correspondent" or "intermediary" bank. The international wire lands in Wells Fargo's account, which then forwards the funds to your BECU account using BECU's ABA routing number (//FW325081403). It's completely normal, legal, and safe — just slightly more complex to set up for the sender.

How Long Does an International Wire to BECU Take?

International wires to BECU via the Wells Fargo intermediary typically take 2–5 business days from the date the sender initiates the transfer. Factors that affect timing:

The sending country and its banking infrastructure
The sending bank's own processing times
Whether the transfer arrives before or after Wells Fargo's daily cut-off
Currency conversion requirements

If funds haven't arrived after 5 business days, contact BECU at 800-233-2328 with the wire reference number from the sender.

BECU International Wire vs. Domestic Wire: Key Differences

	Domestic Wire (U.S.)	International Wire
Routing info needed	ABA 325081403	Wells Fargo SWIFT WFBIUS6S + BECU ABA //FW325081403
Settlement time	Same day or next day	2–5 business days
Fees	Typically $10–$20 at sending bank	Higher — varies by country and bank
Currency	USD only	Converted to USD by Wells Fargo

What Is BECU's IBAN Number?

BECU does not have an IBAN (International Bank Account Number). IBAN is a European banking standard — it's not used by U.S. banks or credit unions. If your sender asks for an IBAN, explain that U.S. banks don't use IBANs and give them the Wells Fargo SWIFT / BECU ABA information above instead.

What Is BECU's BIC Code?

BIC (Bank Identification Code) and SWIFT code mean the same thing. BECU does not have a BIC/SWIFT code. Use Wells Fargo's BIC/SWIFT code (WFBIUS6S) as the intermediary, with BECU's ABA //FW325081403 as the beneficiary bank reference.

BECU SWIFT Code FAQ

Does BECU have a SWIFT code?

No. BECU does not have its own SWIFT/BIC code. For incoming international wire transfers to a BECU account, use Wells Fargo as the intermediary bank with SWIFT code WFBIUS6S, and list BECU's ABA routing number //FW325081403 as the beneficiary bank.

What is BECU's IBAN number?

BECU does not have an IBAN number. IBANs are a European banking standard not used by U.S. banks or credit unions. For international wires to BECU, use the Wells Fargo SWIFT code (WFBIUS6S) and BECU's ABA reference //FW325081403.

How do I receive an international wire transfer to my BECU account?

Give your sender: Intermediary bank Wells Fargo Bank NA, SWIFT WFBIUS6S, address 420 Montgomery Street San Francisco CA 94105. Beneficiary bank ABA //FW325081403. Plus your full name, home address, and 10-digit BECU account number. Verify current instructions with BECU at 800-233-2328 before any transfer.

How long does an international wire to BECU take?

International wires to BECU via Wells Fargo typically take 2–5 business days depending on the sending country and bank. Contact BECU at 800-233-2328 if funds have not arrived after 5 business days.

What is BECU's bank identification code (BIC)?

BIC is another name for SWIFT code. BECU does not have a BIC/SWIFT code. Use Wells Fargo's BIC WFBIUS6S as the intermediary, with BECU ABA //FW325081403 as the beneficiary bank.

Last verified: March 2026. Wire instructions can change — always verify with BECU directly at 800-233-2328 before initiating any international transfer. Also see: Complete BECU routing number guide · What is a routing number?