Routing Number 021000021: Which Bank Is It?

JPMorgan Chase Bank, N.A. — Domestic Wire Transfers (All States) & New York ACH
This number serves as Chase's nationwide wire transfer routing number AND the standard ACH/check routing number for New York accounts. Last verified: March 2026.
Routing number 021000021 is one of the most searched routing numbers in the U.S. — and for good reason. It covers two important uses for Chase customers: all domestic wire transfers nationwide, and everyday ACH/direct deposit for New York accounts.
What Bank Is Routing Number 021000021?
| Field | Detail |
|---|---|
| Routing number | 021000021 |
| Bank name | JPMorgan Chase Bank, N.A. |
| Used for (wire) | Domestic wire transfers — all U.S. states |
| Used for (ACH/checks) | New York accounts (Downstate / NYC area) |
| SWIFT code | CHASUS33 |
| Federal Reserve district | New York Fed (first digits 0210) |
| Customer service | 1-800-935-9935 |
Is 021000021 Valid? (Checksum Verification)
Applying the ABA formula (3×d1 + 7×d2 + d3 + 3×d4 + 7×d5 + d6 + 3×d7 + 7×d8 + d9) mod 10 = 0:
Checking 021000021:
(3×0) + (7×2) + 1 + (3×0) + (7×0) + 0 + (3×0) + (7×2) + 1
= 0 + 14 + 1 + 0 + 0 + 0 + 0 + 14 + 1 = 30
30 ÷ 10 = 3 remainder 0 ✓ Valid routing number.
Two Uses: Wire Transfers vs. New York ACH
| If you have a Chase account in New York | If you have a Chase account in any other state |
|---|---|
| Use 021000021 for everything — ACH, direct deposit, checks, and wires | Use your state ACH number for direct deposit/ACH, but 021000021 for all domestic wire transfers |
Chase Routing Numbers Quick Reference
| State / Purpose | Routing Number |
|---|---|
| New York (Downstate / NYC) — ACH, checks, wires | 021000021 |
| California — ACH and checks | 322271627 |
| Florida — ACH and checks | 267084131 |
| Texas — ACH and checks | 111000614 |
| Illinois — ACH and checks | 071000013 |
| Ohio — ACH and checks | 044000037 |
| Utah — ACH and checks | 124001545 |
| Domestic wire — ALL states | 021000021 |
| International wire SWIFT | CHASUS33 |
Sending a Wire to a Chase Account
Give the sender this information for incoming domestic wires to Chase:
- Receiving bank: JPMorgan Chase Bank, N.A.
- Routing number: 021000021
- Your Chase account number (from the Chase app under Account Details)
- Your full name (as on the account)
- Bank address: 270 Park Avenue, New York, NY 10017
Last verified: March 2026. Confirm with Chase at 1-800-935-9935 before wire transfers. Also see: Chase routing number for all states · Wire transfer arrival date calculator · Complete routing number guide.
