Routing Number 063000047: Which Bank Is It?

Routing number 063000047 is one of two Bank of America routing numbers for Florida — and it only applies to paper checks for accounts in Eastern Florida. Here's why that distinction matters.

What Bank Is Routing Number 063000047?

Is 063000047 Valid? (Checksum Verification)

Applying the ABA formula (3×d1 + 7×d2 + d3 + 3×d4 + 7×d5 + d6 + 3×d7 + 7×d8 + d9) mod 10 = 0:

Checking 063000047:
(3×0) + (7×6) + 3 + (3×0) + (7×0) + 0 + (3×0) + (7×4) + 7
= 0 + 42 + 3 + 0 + 0 + 0 + 0 + 28 + 7 = 80
80 ÷ 10 = 8 remainder 0 ✓ Valid routing number.

Paper vs. Electronic: The Critical Distinction

Bank of America is one of the few major banks that uses different routing numbers for paper checks vs. electronic transactions in certain states. For Eastern Florida:

For direct deposit and ACH: always use 063100277 for Florida accounts, not 063000047. The paper routing number will not work for electronic transactions.

How to Confirm Your Bank of America Florida Routing Number

1. BofA mobile app: Log in → account → "Information & Services" → "Account & Routing Numbers"
2. Paper check: First 9 digits, bottom-left — this shows your paper routing number
3. Call BofA: 1-800-432-1000 — specify whether you need the ACH or paper number

Last verified: March 2026. Also see: Full Bank of America routing number guide · Complete U.S. routing number guide.