Routing Number 314074269: Which Bank Is It?

If you found the number 314074269 on a check, a direct deposit form, or a bank transfer — you're looking at USAA's routing number.

What Bank Is Routing Number 314074269?

Is 314074269 Valid? (Checksum Verification)

Every valid U.S. routing number passes the ABA checksum formula: (3×d1 + 7×d2 + d3 + 3×d4 + 7×d5 + d6 + 3×d7 + 7×d8 + d9) mod 10 = 0

Checking 314074269:
(3×3) + (7×1) + 4 + (3×0) + (7×7) + 4 + (3×2) + (7×6) + 9
= 9 + 7 + 4 + 0 + 49 + 4 + 6 + 42 + 9 = 130
130 ÷ 10 = 13 remainder 0 ✓ Valid routing number.

What Is Routing Number 314074269 Used For?

• Direct deposit: Give employers or the IRS this routing number + your USAA account number to receive payroll, military pay, VA benefits, or tax refunds
• ACH transfers: Electronic payments, recurring bills, transfers between accounts
• Paper checks: You'll find 314074269 printed at the bottom-left of every USAA check
• Domestic wire transfers: Same number used for Fedwire domestic wires

Federal Reserve District for 314074269

The first four digits of any routing number identify the Federal Reserve district. For 314074269:

• 3140 — Federal Reserve Bank of Dallas, El Paso branch
• This reflects where USAA's headquarters are located (San Antonio, Texas falls under the Dallas Fed district)

How to Verify 314074269 Is Correct for Your Transfer

Before initiating a wire transfer or setting up direct deposit, always verify directly with USAA:

• Call 1-800-531-8722
• Log in to usaa.com → Account Details
• Check the USAA mobile app → select account → Account info

Last verified: March 2026. Also see: Full USAA routing number guide · Complete routing number lookup for all banks.