Routing Number 322271724: Which Bank Is It?
Citibank, N.A. — Southern California & Nevada
Used for ACH, direct deposit, and checks on Citibank accounts opened in Southern California or Nevada. Last verified: March 2026.
Routing number 322271724 is Citibank's routing number for Southern California accounts — covering Los Angeles, San Diego, Orange County, the Inland Empire, and Nevada accounts too.
What Bank Is Routing Number 322271724?
| Field | Detail |
|---|---|
| Routing number | 322271724 |
| Bank name | Citibank, N.A. |
| Region | Southern California and Nevada |
| Used for | Checks, ACH, direct deposit |
| Northern/Central CA uses | 321171184 (different number) |
| Wire transfer (all Citibank) | 021000089 |
| SWIFT code | CITIUS33 |
| Customer service | 1-800-374-9700 |
Is 322271724 Valid? (Checksum Verification)
Applying the ABA formula (3×d1 + 7×d2 + d3 + 3×d4 + 7×d5 + d6 + 3×d7 + 7×d8 + d9) mod 10 = 0:
Checking 322271724:
(3×3) + (7×2) + 2 + (3×2) + (7×7) + 1 + (3×7) + (7×2) + 4
= 9 + 14 + 2 + 6 + 49 + 1 + 21 + 14 + 4 = 120
120 ÷ 10 = 12 remainder 0 ✓ Valid routing number.
Southern CA vs. Northern CA: Two Different Citibank Numbers
| Region | Routing Number | Key cities |
|---|---|---|
| Southern California / Nevada | 322271724 | Los Angeles, San Diego, Orange County, Las Vegas, Reno |
| Northern / Central California | 321171184 | San Francisco, Oakland, San Jose, Sacramento, Fresno |
If you're unsure which region your Citibank account is in, check the app under Account Details or call 1-800-374-9700.
ACH vs. Wire: Which Number to Use?
| Transaction type | Routing number |
|---|---|
| Checks / ACH / Direct deposit (SoCal / Nevada) | 322271724 |
| Domestic wire (all Citibank accounts) | 021000089 |
| International wire | 021000089 + SWIFT CITIUS33 |
Last verified: March 2026. Also see: Full Citibank routing number guide · Routing number 321171184 (Citibank Northern CA) · Complete routing number guide.
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