Routing Number 325081403: Which Bank Is It?

If you found 325081403 on a check, payroll form, or wire instruction — this is BECU's routing number. Here's everything you need to know about it.

What Bank Is Routing Number 325081403?

Is 325081403 Valid? (Checksum Verification)

Verifying with the ABA checksum formula (3×d1 + 7×d2 + d3 + 3×d4 + 7×d5 + d6 + 3×d7 + 7×d8 + d9) mod 10 = 0:

Checking 325081403:
(3×3) + (7×2) + 5 + (3×0) + (7×8) + 1 + (3×4) + (7×0) + 3
= 9 + 14 + 5 + 0 + 56 + 1 + 12 + 0 + 3 = 100
100 ÷ 10 = 10 remainder 0 ✓ Valid routing number.

Federal Reserve District for 325081403

• 3250 — Federal Reserve Bank of San Francisco, Seattle branch
• BECU is headquartered in Tukwila, Washington — within the San Francisco Fed's 12th district

What Is Routing Number 325081403 Used For?

• Direct deposit: Give employers this routing number + your 10-digit BECU account number to receive payroll
• ACH / bill pay: Automatic payments, transfers, recurring transactions
• Paper checks: Printed at bottom-left of every BECU check
• Domestic wire transfers: Same number for Fedwire transfers
• International wires: Use Wells Fargo SWIFT WFBIUS6S with beneficiary ABA //FW325081403

About BECU

BECU is one of the largest not-for-profit credit unions in the United States, serving over 1.3 million members. Originally founded for Boeing employees in 1935, BECU now serves a broad membership including Washington State residents. With 50+ branch locations primarily in Puget Sound and Spokane, BECU offers checking, savings, mortgages, auto loans, and business banking.

Last verified: March 2026. Also see: Full BECU routing number guide · BECU SWIFT code and international wire guide · Routing number lookup for all banks.