revolut: fintech startup

Top 60 Fintech Startups to Focus On (in 2020)

Aren’t Fintech startups doing an awesome job at disrupting the rigid financial industry and changing finance for the better?

Or the new generation of fast-growing startups are a complete waste of time since most fintechs will not live through their first year?


In this post, I’m going to do a deep dive into global fintech movements.

This is a list of 60 noteworthy fintech startups for 2020.

I’ll also review in detail some of the most popular fintech companies out there.

In fact, I used the services of some of these exact fintechs to save a huge amount of time, fees and commissions on my international money transfers.

Let’s dive right in.


Table of Contents

B2C - DEBIT Fintech Startups

Business to consumer (B2C) fintech companies offering an account and a debit card, Visa or MasterCard.


Financial inclusion - More than 2 billion people in the world are completely unbanked. Also in the US, in cities like Detroit or Miami, at least 20% of households are completely unbanked.

  • Revolut
  • Capital
  • Neon
  • N26
  • Varo
  • neat
  • Monzo
  • uala
  • Glint
  • Morning
  • Koho
  • Xinja
  • Starling bank


BitwalaA bank account with integrated cryptocurrency trading


  • Loot (in administration) This Fintech startup did not survive and is shutting down.


  • Monese


  • Chime
  • Lunar way
  • Lydia


  • Greenlight
  • GoHenry
  • Current
  • Spriggy
  • Gimmi
  • Osper

B2B - DEBIT Fintech Startups

Business to business (B2B) fintech companies offering an account, a debit card (Visa or MasterCard) and some basic invoicing and accounting services.


  • - Serving US businesses operating in the US only. Account-holders are required to be US residents with a Social Security number. Seed runs on iPhones with iOS 9.0 or higher, no Android support. No hidden or monthly fees. A $25 fee is charged for outgoing domestic wires, incoming domestic wires are free. All the essentials included: A mobile business bank account, A Visa® Business Debit Card, Mobile check deposits, Bill Pay (electronic or paper check).
  • Coconut UK account number and sort code plus a Mastercard® debit card.
  • Kontist

Tech Startups

  • Novo
  • NorthOne
  • Hutsy
  • Open

Expense Management

  • divvy
  • pleo
  • Teampay
  • Soldo
  • bento


  • aprila
  • qonto
  • tide
  • bunq
  • Penta
  • Margo bank
  • Counting up
  • managecone

CREDIT Fintech Startups

Fintech companies offering some form of credit or loan.


  • deserve


  • Civillised Bank
  • Tandem
  • Aion

Tech Startups

  • Brex


  • Capital Ontap

Underbanked / Unbanked

  • NU bank
  • Petal
  • Buld
  • Credit Stacks
  • Zero JAJA

This article was updated on October 10, 2019

Drashco I'm a financial technology professional with 15+ years of experience in banking, payment cards, EFT-POS, ATM, and eCommerce transaction processing. As you can see, I'm also passionate about blogging. From time to time, I'm sharing some useful tips and news from the Fintech industry. So don't forget to share this post and subscribe to my mailing list. And do let me know what you think via email drashco [at] I read every email. Talk Soon, Drashco